Proposition 123 Implementation
Several hundred million dollars for affordable housing will become available in the second half of 2023 due to the enactment of Proposition 123 by Colorado’s voters in 2022. This funding will be overseen by the Department of Local Affairs and the Governor's Office of Economic Development and International Trade, and may be granted or loaned to the following types of organizations:
- Non-profits
- Community land trusts
- Private entities
- Local governments
Organizations are only eligible for this funding if their project or program take place in municipalities, counties, or tribes that have committed to increasing their affordable housing stock above a baseline amount; jurisdictions that have accepted commitment filings can be found at this link . Stakeholders should regularly visit this site to find explanatory articles and resources, and to offer feedback that shapes future materials, policies, and procedures relating to affordable housing commitments, and funding programs overseen by the Department of Local Affairs.
Several hundred million dollars for affordable housing will become available in the second half of 2023 due to the enactment of Proposition 123 by Colorado’s voters in 2022. This funding will be overseen by the Department of Local Affairs and the Governor's Office of Economic Development and International Trade, and may be granted or loaned to the following types of organizations:
- Non-profits
- Community land trusts
- Private entities
- Local governments
Organizations are only eligible for this funding if their project or program take place in municipalities, counties, or tribes that have committed to increasing their affordable housing stock above a baseline amount; jurisdictions that have accepted commitment filings can be found at this link . Stakeholders should regularly visit this site to find explanatory articles and resources, and to offer feedback that shapes future materials, policies, and procedures relating to affordable housing commitments, and funding programs overseen by the Department of Local Affairs.
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Proposition 123 Commitment Updates
Share on Facebook Share on Twitter Share on Linkedin Email this linkThe Division of Housing (DOH) saw a tremendous response from local governments and received Prop 123 commitments from more than 202 of the 336 jurisdictions throughout Colorado. These jurisdictions account for 87.7% of the state’s population. A list of jurisdictions that have made this commitment can be found here. For a project to be eligible for Proposition 123 funding, the county, municipality or tribal government was required to file a commitment by November 1, 2023, to increase affordable housing within each jurisdiction by 3% per year, for three years, for a total of a 9% increase.
Passed by Colorado voters in 2022, Proposition 123 created the State Affordable Housing Fund, dedicating 40% of funds to the Affordable Housing Support Fund administered by the Department of Local Affairs (DOLA) and 60% to the Affordable Housing Financing Fund overseen by the Office of Economic Development & International Trade (OEDIT) to fund housing programs.
The three Affordable Housing Support administered by the Department of Local Affairs (DOLA) are:
- Affordable Home Ownership - up to 50% of the Support Fund and administered by DOH
- $32 million in Year 1 and estimated to be $63.6 million in Year 2
- Program Servicing Persons Experiencing Homelessness - up to 45% of the Support Fund and administered by DOH
- $28.8 million in Year 1 and estimated to be $57.24 in Year 2
- Local Planning Capacity Development Program - up to 5% of the Support Fund and administered by the Division of Local Government (DLG)
- $3.2 million in Year 1 and estimated to be $6.36 million in Year 2
- Affordable Home Ownership - up to 50% of the Support Fund and administered by DOH
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Rural Resort Petition Process:
Share on Facebook Share on Twitter Share on Linkedin Email this linkOrganizations applying for funding through the Proposition 123 - Affordable Housing Financing Funding, administered by the Colorado Housing and Finance Authority (CHFA), may be eligible for policy flexibilities if their project is located in a county or municipality that is classified as a Rural Resort Community.
By filing a petition, these projects may serve households with higher incomes than would otherwise be allowable -- assuming the petition is approved by the Division of Housing within the Department of Local Affairs.
Only petitions submitted by a local government will be accepted, other interested entities such as developers or non-profits must have a local government submit a petition on their behalf.
This petition can only increase income limits for projects that are awarded funding through the Land Banking Program, Equity Program, and Concessionary Debt programs administered by CHFA. Projects that have not been awarded funding from these programs cannot benefit from this petition.
Additional information on the petition process can be found here.
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Local Planning Capacity Grant Program Launch
Share on Facebook Share on Twitter Share on Linkedin Email this linkDOLA is pleased to announce the Local Planning Capacity (LPC) grant program, made possible by Proposition 123 with funding from the Statewide Affordable Housing Support Fund. This grant program will be managed by the Community Development Office (CDO) within DOLA’s Division of Local Government (DLG).
October 19th Informational Webinar for Local Government Input:
Local government representatives are invited to participate in an informational webinar outlining the requirements and allowable activities under the Local Planning Capacity Grant Program. This interactive session will give local governments an opportunity to ask questions and give input on the final program guidelines. Comments may also be submitted via phone or email.
Estimated Program Timeline for Year 1 (2023-2024):
- Thursday, October 19 – Informational Webinar
- Monday, October 23 – deadline to submit stakeholder input on grant program guidelines through 5pm.
- November 1 – Letter of Interest (LOI) opens; accepted through December 4
- Mid-December – Notification of invitations to apply
- January 3 - February 15, 2024 – Full Application is open, through the DLG Online Grants Portal per the Notice of Funding Availability (NOFA).
- March 2024 – Estimated Grant Award notification.
More information about this grant program is available on the Program website.
The intent of the program is to increase the capacity of local government planning departments responsible for processing land use, permitting, and zoning applications for housing projects. The program supports local governments’ capacity to address affordable housing, especially by expediting review, permitting, zoning, and development for which 50% or more of the residential units constitute affordable housing. Grant funds could support new staff wages, hiring consultants, implementing new systems and technologies, revising land use development codes, regional collaborations, developing future commitments, or other efforts that achieve fast track goals by 2026, as required by Proposition 123.
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Rural Resort Community Petition Process Launched
Share on Facebook Share on Twitter Share on Linkedin Email this linkOrganizations applying for funding from the Affordable Housing Financing Funding, administered by the Colorado Housing and Finance Authority (CHFA) and overseen by the Governor's Office of Economic Development and International Trade, may be eligible for policy flexibilities if their project is located in a county or municipality that is classified as a Rural Resort Community.
By filing a petition, these projects may serve households with higher incomes than would otherwise be allowable -- assuming the petition is approved by the Division of Housing within the Department of Local Affairs.
Staff of local governments may submit a Petition to Increase Income Limits in Rural Resort Communities at this link.
Only petitions submitted by a local government will be accepted, other interested entities such as developers or non-profits must have a local government submit a petition on their behalf.
This petition can only increase income limits for projects that are awarded funding through the Land Banking Program, Equity Program, and Concessionary Debt programs administered by CHFA. Projects that have not been awarded funding from these programs cannot benefit from this petition.
Instructions on how to complete the petition, as well as other context and restrictions, are available at the link above.
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Free Technical Assistance | Proposition 123 Information Webinar Series
Share on Facebook Share on Twitter Share on Linkedin Email this linkThe Department of Local Affairs (DOLA) is providing free technical assistance to help local governments understand Prop 123, establish their baselines and file their commitments, in order to opt in to Prop 123. DOLA held a series of webinars through August 2023. Each of these webinars was tailored for the following types of communities: large municipalities, smaller municipalities, rural, rural resort, and unincorporated counties.
Recordings and slides of recent webinars
Thurs, Aug 10 Large Urban Municipalities (pdf slides)
Tues, Aug 15 Small Urban Municipalities (pdf slides)
Fri, Aug 18 Rural Resort (pdf slides )
Thurs, Aug 24 Unincorporated Counties (pdf slides)
Wed, Aug 30 Rural (under 5,000 population) (pdf slides)
These interactive webinars featured example communities for a demo of the baseline tool and explored how adjusting the data impacts the growth calculations.
From September through October 2023, the next phase is to provide technical assistance to local governments through small work group sessions in regional groupings. These work sessions are tailored to address all questions for each participating jurisdiction. Additional support may be available, depending on the need.
These downloadable fliers serve as a quick-reference handout to share with colleagues or elected officials:
- Flier 1: General info about Prop 123 Baselines & Commitments
- Flier 2: Prop 123 Funding Programs
To request a technical assistance session, please contact:
Andy Hill, Director
Community Development Office
Division of Local Government
303-864-7725
Robyn DiFalco, Program Manager
Local Planning Capacity Grant Program (Prop 123)
Community Development Office
720-682-5202
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Commitment Filings for 2023
Share on Facebook Share on Twitter Share on Linkedin Email this linkCommitment filings to increase affordable housing have been accepted for the following municipalities, counties, and tribes:
Jurisdiction
Date of Acceptance
Baseline of Affordable Housing Units
Adams, County of 10/9/20235567Akron, Town of 10/13/2023270Alamosa, City of 9/8/20231765Arapahoe, County of 10/3/20231565Archuleta, County of 10/17/2023179Arvada, City of 7/14/20234629Aspen, City of 10/31/2023304 Aurora, City of 8/1/202318332 Avon, Town of 11/1/2023 373 Basalt, Town of 9/29/2023 59 Bayfield, Town of 8/7/2023 157 Bennett, Town of 8/30/2023 181 Bent, County of 8/30/2023 145 Berthoud, Town of 10/12/2023 422 Boulder, City of 10/12/2023 7275 Boulder, County of 6/27/2023 1387 Breckenridge, Town of 6/15/2023 202 Brighton, City of 9/25/2023 1492 Broomfield, City and County of 8/18/2023 1845 Brush, City of 8/15/2023 708 Buena Vista, Town of 8/25/2023 288 Canon City, City of 9/1/2023 2251 Carbondale, Town of 10/22/2023 190 Castle Pines, City of 10/23/2023 211 Castle Rock, Town of 10/25/2023 3067 Cedaredge, Town of 9/22/2023 384 Centennial, City of 9/27/2023 1199 Center, Town of 10/18/2023 353 Central, City of 10/25/2023 142 Chaffee, County of 7/18/2023 401 Cheraw, Town of 9/17/2023 34 Clear Creek, County of 10/18/2023 210 Colorado Springs, City of 6/26/2023 25265 Commerce City, City of 10/4/2023 2150 Cortez, City of 10/16/2023 986 Costilla, County of 10/17/2023 179 Craig, City of 7/20/2023 1285 Creede, City of 10/27/2023 59 Crested Butte, Town of 10/31/2023 50 Crestone, Town of 9/21/2023 6 Cripple Creek, City of 8/28/2023 156 Crowley, County of 10/12/2023 78 Delta, City of 9/19/2023 1273 Delta, County of 10/30/2023 474 Denver, City and County of 6/30/2023 51453 Dolores, County of 10/26/2023 13 Dolores, Town of 11/13/2023 297 Douglas, County of 10/17/2023 4820 Dove Creek, Town of 10/24/2023 47 Durango, City of 7/3/2023 2041 Eads, Town of 10/25/2023 109 Eagle, County of 9/21/2023 611 Eagle, Town of 9/13/2023 355 Eaton, Town of 10/27/2023 268 Edgewater, City of 9/13/2023 223 Empire, Town of 9/27/2023 48 Englewood, City of 8/16/2023 1888 Erie, Town of 6/27/2023 167 Estes Park, Town of 8/17/2023 514 Fairplay, Town of 10/25/2023 88 Firestone, City of 10/26/2023 223 Flagler, Town of 7/6/2023 113 Florence, City of 9/6/2023 620 Fort Collins, City of 6/12/2023 6170 Fort Lupton, City of 10/3/2023 858 Fort Morgan, City of 10/27/2023 1152 Fraser, Town of 10/31/2023 84 Frisco, Town of 7/20/2023 177 Fruita, City of 7/18/2023 1204 Garden City, Town of 9/12/2023 42 Georgetown, Town of 9/19/2023 158 Gilpin, County of 8/8/2023 205 Glenwood Springs, City of 7/14/2023 715 Golden, City of 7/26/2023 865 Granada, Town of 10/12/2023 74 Granby, Town of 10/24/2023 246 Grand Junction, City of 8/4/2023 4159 Grand Lake, Town of 10/26/2023 76 Grand, County of 11/1/2023 382 Greeley, City of 10/19/2023 6993 Gunnison, City of 10/5/2023 746 Gunnison, County of 6/30/2023 454 Gypsum, Town of 9/25/2023 167 Haswell, Town of 10/31/2023 9 Hayden, Town of 6/15/2023 14 Hinsdale, County of 11/1/2023 24 Holly, Town of 10/19/2023 66 Holyoke, Town of 10/31/2023 192 Hotchkiss, Town of 10/13/2023 143 Huerfano, County of 10/17/2023 176 Hugo, Town of 10/13/2023 143 Idaho Springs, City of 10/30/2023 248 Ignacio, City of 9/28/2023 146 Jefferson, County of 10/29/2023 5579 Julesburg, Town of 10/19/2023 237 Kiowa, County of 10/23/2023 61 Kit Carson, Town of 10/6/2023 34 Kremmling, Town of 10/6/2023 89 La Jara, Town of 10/24/2023 88 La Junta, City of 9/8/2023 1081 La Plata, County of 10/18/2023 1205 La Veta, Town of 10/30/2023 80 Lafayette, City of 7/27/2023 1278 Lake City, Town of 9/28/2023 82 Lake, County of 8/11/2023 258 Lakewood, City of 9/13/2023 5275 Lamar, City of 10/25/2023 966 Larimer, County of 9/26/2023 1255 Leadville, City of 8/11/2023 258 Littleton, City of 9/1/2023 1768 Log Lane Village, Town of 10/20/2023 123 Lone Tree, City of 8/16/2023 728 Longmont, City of 7/24/2023 3382 Louisville, Town of 10/24/2023 853 Loveland, City of 10/24/2023 2736 Lyons, Town of 10/25/2023 107 Mancos, Town of 10/12/2023 158 Manitou Springs, City of 10/31/2023 515 Manzanola, Town of 10/12/2023 62 Meeker, Town of 10/4/2023 169 Mesa, County of 8/31/2023 2808 Mineral, County of 9/12/2023 1 Minturn, Town of 10/27/2023 1 Monte Vista, City of 8/8/2023 535 Montezuma, County of 10/10/2023 319 Montrose, City of 8/17/2023 1799 Montrose, County of 10/9/2023 791 Mount Crested Butte, Town of 10/27/2023 88 Mountain Village, Town of 10/27/2023 313 Naturita, Town of 8/25/2023 63 Nederland, Town of 9/21/2023 138 New Castle, Town of 10/13/2023 200 Nucla, Town of 10/18/2023 100 Oak Creek, Town of 9/28/2023 136 Olathe, Town of 11/1/2023 167 Ordway, Town of 9/7/2023 169 Otero, County of 10/3/2023 433 Ouray, City of 10/11/2023 98 Ouray, County of 9/13/2023 66 Ovid, Town of 10/19/2023 18 Pagosa Springs, Town of 10/11/2023 215 Paonia, Town of 7/27/2023 281 Parachute, Town of 7/20/2023 302 Parker, Town of 10/25/2023 2481 Phillips, County of 10/31/2023 60 Pitkin, County of 9/28/2023 144 Platteville, Town of 10/25/2023 297 Poncha Springs, Town of 10/30/2023 114 Pritchett, Town of 6/30/2023 9 Prowers, County of 11/1/2023 193 Pueblo, City of 8/25/2023 13403 Pueblo, County of 10/6/2023 2111 Rangely, Town of 6/7/2023 258 Red Cliff, Town of 10/30/2023 6 Rico, Town of 10/23/2023 6 Ridgway, Town of 7/26/2023 109 Rifle, City of 9/12/2023 721 Rio Grande, County of 8/17/2023 33 Rocky Ford, City of 7/28/2023 365 Saguache, Town of 9/11/2023 7 Saguache, County of 7/27/2023 17 Salida, City of 5/11/2023 358 San Luis, Town of 10/30/2023 64 San Miguel, County of 10/27/2023 122 Sedgwick, City of 10/19/2023 10 Sedgwick, County of 10/19/2023 9 Sheridan, City of 6/13/2023 728 Sheridan Lake, Town of 10/30/2023 7 Silt, Town of 7/11/2023 288 Silver Cliff, Town of 9/13/2023 78 Silver Plume, Town of 9/18/2023 24 Silverthorne, Town of 7/30/2023 175 Silverton, Town of 10/5/2023 107 Snowmass Village, Town of 8/23/2023 311 South Fork, Town of 10/27/2023 28 Southern Ute, Tribe of 10/31/2023 697 Springfield, Town of 10/17/2023 234 Steamboat Springs, City of 7/20/2023 471 Sterling, City of 10/31/2023 1384 Sugar City, Town of 10/23/2023 33 Summit, County of 8/7/2023 658 Superior, Town of 10/25/2023 246 Telluride, Town of 7/10/2023 136 Thornton, City of 10/17/2023 2974 Trinidad, City of 9/20/2023 1181 Ute Mountain Ute, Tribe of 9/12/2023 60 Vail, Town of 9/25/2023 284 Victor, City of 11/1/2023 49 Walsenburg, City of 11/1/2023 378 Walsh, Town of 10/17/2023 65 Washington, County of 10/31/2023 144 Westcliffe, Town of 10/10/2023 66 Westminster, City of 7/13/2023 3016 Wheat Ridge, City of 10/2/2023 2420 Wiggins, Town of 11/1/2023 108 Wiley, Town of 10/12/2023 35 Windsor, Town of 10/18/2023 494 Winter Park, Town of 10/31/2023 44 Wray, City of 10/31/2023 302 Yampa, Town of 10/19/2023 49 Yuma, City of 10/25/2023 399 Yuma, County of 10/27/2023 410 Revisit this page regularly for updates on accepted commitments.
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Commitment Filings Live and More Helpful Resources
Share on Facebook Share on Twitter Share on Linkedin Email this linkThe entire team at the State of Colorado would like to thank our stakeholders for your vital feedback on the implementation of Proposition 123 over the past several months. We have integrated what we have learned and developed so far into a series of new processes and resources below:
- Municipalities, counties, and tribes may submit a commitment to annual increases in affordable housing at this link using our online form.
- The Baseline Assistance Tool can be used by any interested stakeholder to develop a baseline amount of affordable housing, so that it can be incorporated into a commitment to annual increases in affordable housing at this link.
- Several answers to frequently asked questions have been added, find these on the right side of the page under the heading "FAQs".
This update is the first of many as the State and our partners continue to create and improve processes surrounding the programs and commitments created by Proposition 123. Come back to this site and subscribe to our newsletter to stay involved and up to date on this rapidly evolving project.
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New Content on Proposition 123 Concepts
Share on Facebook Share on Twitter Share on Linkedin Email this linkWe are excited to announce that articles detailing Proposition 123 implementation concepts are being run on the main website of the Department of Local Affairs.
These articles are categorized into series, with the first series covering definitions of important terms in the proposition. Check out Defined: Local Government Affordable Housing Commitment and Defined: Local Government Affordable Housing Baseline to read the first articles in this series.
A separate series is being published about resources that local governments and other stakeholders can use to assist in their own research and development work surrounding Proposition 123, with the first article titled Resources: Affordable Housing Baseline Estimate References discussing the methods that the Division of Housing used to calculate non-binding reference data that can be used in affordable housing commitment drafting.
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Defined: Local Government Affordable Housing Commitment
Share on Facebook Share on Twitter Share on Linkedin Email this linkLocal Government Affordable Housing Commitments must be filed with the Division of Housing to receive funding made available by Proposition 123. Municipalities make commitments on behalf the entirety of their jurisdiction, while counties are responsible only for unincorporated areas. Entities will be ineligible for Proposition 123 funding if their project is located in, or program operates within, a municipality or unincorporated area of a county that has not filed, or is out of compliance with, their commitment -- even if the entity is otherwise eligible.
Drafting a commitment
Once an interested local government has determined its baseline amount of affordable housing units, it can then plan its commitment to increase that number by 3% each year for a 3-year period ending on December 31, 2026. Ultimately, DOH and its partners will be working with any interested local government to submit its commitment no later than the deadline established in Proposition 123, which is November 1, 2023. Funding programs may be available sooner than the November 1st deadline, so DOH encourages local governments to commit as soon as possible. The dissemination of baseline data for a local government’s consideration is the first step toward achieving this important goal; additional information on the process through which commitments may be filed will be made available in the next several weeks.
Compliance
It is important to note that Proposition 123 requires a local government to file a commitment specifying how it will increase a combination of its newly constructed affordable housing units and its existing units converted to affordable housing over its determined baseline number of affordable housing units by 3% each year. The Division of Housing interprets this to mean that ultimately a demonstration of a 9% increase over the baseline at the end of the 3-year commitment period ending on December 31, 2026, satisfies this requirement even if a 3% increase may not be accounted for in a particular year during that time frame.
If a commitment is not filed by November 1, 2023, then a local government and any development project in its jurisdiction are ineligible to receive any funding established by Proposition 123 during the 2024 calendar year. If this is to occur, a local government may file a commitment by November 1, 2024, for a 2-year commitment to increase its affordable housing stock by a total of 6% by December 31, 2026.
If a local government is unable to meet its 9% total commitment by December 31, 2026, then it and any development project in its jurisdiction are ineligible to receive any funding established by Proposition 123 for calendar year 2027. The good news is it may file a new commitment by November 1, 2027, for a 2-year commitment to increase its affordable housing stock by a total of 6% by December 31, 2029.
As an interested local government works to package its commitment and file it with DOH by November 1, 2023, it does not have to include verification of a “fast-track approval process” in this initial commitment. This will be a requirement in future commitments starting with the one due by November 1, 2026. However, Proposition 123 does provide that for this first commitment and future ones, “local governments should prioritize high-density housing, mixed-income housing, and projects consistent with the goal of environmental sustainability, when appropriate, and should prioritize affordable housing in communities in which low concentrations of affordable housing exist.”
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Resources: Affordable Housing Baseline Estimate References
Share on Facebook Share on Twitter Share on Linkedin Email this linkIntroduction
Reference data is available within this table (External Link) to assist local governments in understanding how an affordable housing baseline and annual goal can differ based on the income limit used to calculate that baseline. This data is not the local government affordable housing baselines of localities — these will be developed by local governments, not the State — but are rather to assist in the development of baselines and to inform the design of other resources.
Data sources
The data used to create the baseline references are sourced from the U.S. Census Bureau American Community Survey, and the U.S. Department of Housing and Urban Development Comprehensive Housing Affordability Strategy. These sources are used to determine the estimated number of rental units at given gross rent range¹, ownership units at given value ranges², in addition to the portion of rental or ownership stock³ that may be available as suggested by recent movers over the past four years.
Statistical calculations
Estimates for municipalities are provided by the Census Bureau without the need for further analysis, municipalities are already included in Census Bureau datasets that contain places (though these do include Census Designated Places that are unincorporated). Conversely, we calculate estimates for unincorporated areas of counties by subtracting the estimates of municipalities from the county or counties that they lie within.
Data from the American Community Survey was collected from the period of 2017 to 2021 and may be considered as roughly from 2019 while data from the Comprehensive Housing Affordability Strategy⁴ was collected from 2015 through 2019 and may be considered as roughly from 2017. Income limits are provided by the U.S. Department of Housing and Urban Development in the form of Area Median Incomes for Federal Fiscal Year 2022⁵, and from the American Community Survey 2021 for the state median household income⁶.
The proposition allows for baselines to be calculated using the income limit of an adjacent jurisdiction. Adjacency is determined based on a county adjacency file from the National Bureau of Economic Research⁷. For these references, income limits are displayed for counties that may nor necessarily border municipalities yet do border the county or counties that the municipality lies within. This is done to provide more options for municipalities compared to determining adjacency based on coterminous borders which would be more restrictive.
Analysis and results
The home value, gross rent, and recent mover estimate data provided by HUD and the ACS is joined with income limit data to determine the portion of units that are affordable within each range for homes (for example, from $400,000 to $499,999) and rental units (for example, from $1,000 to $1,249) based on each income limit (for example, the area median income of the jurisdiction’s own county). The resulting dataset illustrates how the amount of housing that is considered as affordable within a jurisdiction differs based on the income limit that drives the affordability calculation.
Rental units are affordable if the gross rent of the unit is affordable at 60% of the selected income limit, while home ownership units are affordable if the value of the home is equal to or less than the income limit multiplied by 3.5 (to calculate the home value to income ratio). The home value to income ratio was derived from mortgages originated for home purchase in Colorado in 2019, made available through the Home Mortgage Disclosure Act Dataset published by the Consumer Finance Protection Bureau⁸.
The estimated baseline amount is further adjusted to consider the amount of housing that is not just affordable, but also available, by prorating the estimated amount of affordable housing by the portion of recent movers within that type of stock (owned or rented) for each jurisdiction. The end result of these aggregations gives localities a potential baseline and annual commitment estimates outlined by Proposition 123.
References
Note: Links to U.S. Census Bureau data are directed to a server that contains individual files for American Community Survey tables for the entire United States, these files are very large and require technical skill to analyze. To view this data more intuitively, we recommend visiting data.census.gov and searching for the relevant table (for example, Table B25063 regarding Gross Rents).
⁷ National Bureau of Economic Research (2017). County adjacency.(External link)(External link)
⁸ Home Mortgage Disclosure Act (2019). Loan Application Register.(External link)
Custom
Commitment Filings
FAQs
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Baseline Amount of Affordable Housing
- What resources are available to determine a baseline?
- Should an affordable housing baseline include housing units that are not subsidized?
- Can an alternative source of data be used to develop a baseline such as data from a multiple listings service, rental listings, newspaper classifieds, local inventory of subsidized housing, or similar source?
- What factors should a local government consider in developing a baseline?
- Should a baseline only contain units at that can be rented or sold now?
- Why does a city or county have baseline reference estimates that differ, even if they are for a single jurisdiction?
- How accurate should a baseline amount of affordable housing be?
- Can a baseline be determined without the resources provided by the state?
- How should an inflation rate be selected in the Baseline Assistance Tool?
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Compliance
- What negative consequences will be faced by local governments and tribes that do not accomplish their goal to increase affordable housing?
- Does a grant or loan have to be repaid if a local government or tribe does not achieve its goal to increase affordable housing?
- Will an entity become ineligible for other state and federal funds if the local government it is operating within does not achieve its goal to increase affordable housing?
- When are affordable housing units counted towards an increase in affordable housing?
- Can a commitment cite the Local Government Affordable Housing Baseline Reference Data Table instead of the Baseline Assistance Tool?
- Does assistance for people experiencing homelessness count towards increases in affordable housing for localities and tribes?
- What units can a locality or tribe take credit for when calculating its annual increases in affordable housing?
- Can a jurisdiction take credit for affordable units that are permitted before their commitment is accepted?
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Funding and Programs
- What funding will a local government or tribe receive once a commitment has been filed?
- What programs are local governments, tribes, non-profit organizations, and private entities eligible for if a local government or tribe does not file a commitment to increase affordable housing?
- Can the affordable housing funding programs created by Proposition 123 serve households that have an income above of the limits described by the Division of Housing?
- Where can entities apply for funding from Proposition 123?
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Opting-in/Filing a Commitment
- Does a city council member, city manager, county commissioner, department executive, or other role need to sign or submit a commitment filing for it to be accepted?
- How can a local government or tribe opt-in or make a commitment filing?
- Can a local government or tribe use different income limits for the purpose of baseline determination and compliance?
- Can a county file a commitment for all, or some, of its municipalities?
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Rural Resort Petition Process
Resources
Project Documents
Project Timeline
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July Through September 2023
Proposition 123 Implementation has finished this stageFunding Availability: Proposition 123 Funds Transferred to Executive Branch Administrators
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November 2023
Proposition 123 Implementation is currently at this stageDeadline: On-Time Local Government Affordable Housing Commitment Filings
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November 2024
this is an upcoming stage for Proposition 123 ImplementationDeadline: Late Local Government Affordable Housing Commitment Filings, Eligibility Starting 2025
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November 2025
this is an upcoming stage for Proposition 123 ImplementationDeadline: Late Local Government Affordable Housing Commitment Filings, Eligibility Starting 2025
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November 2026
this is an upcoming stage for Proposition 123 ImplementationDeadline: On-Time Local Government Affordable Housing Commitment Filings, Cycle 2
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January 2027
this is an upcoming stage for Proposition 123 ImplementationDeadline: Compliance with fast-track approval and annual increases in affordable housing
Key Dates
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July 01 → September 30 2023